RIntelligence
4
Power Merchant fit
4.5
India relevance
9Documented features
31Normalized cases

Value and feature set

Capability

Create and update a capital route, size, timeline and milestone plan from company profile, financials and intent

See retained official evidence.

current
Capability

Classify, label and nudge missing fundraising documents

See retained official evidence.

current
Capability

Match providers, draft outreach and track conversation status

See retained official evidence.

current
Capability

Draft replies and schedule follow-ups from investor/provider threads

See retained official evidence.

current
Capability

Route stuck work to a module or human advisor

See retained official evidence.

current_service
Capability

Ingest KYC, bank, sales, transaction, invoice, repayment and linked marketplace settlement data for eligibility and risk

See retained official evidence.

current_uae
Capability

Approve, price and fund borrower drawdowns

See retained official evidence.

capital_partner_action
Capability

Track receivables, facilitate sales setoff/debits, issue shortfall notices and report repayment/delinquency

See retained official evidence.

current_uae
Capability

Expose capital/settlement through partner merchant experiences

See retained official evidence.

live_partner_distribution

Customer proof

B

2022 digital-business cohort (Eat.Fit, The Man Company, Tjori, SMOOR and others)

Klub reports more than 250 digital businesses funded and announces INR250 crore for nearly 350 companies.

B

Alpino Health Foods

Alpino raised an undisclosed RBF round through Klub before its seed round; the case reports broad distribution and rapid subscription.

C

Bewakoof

Bewakoof raised an undisclosed RBF round from Aceler8.

B

Biddano

Biddano praises the funding process and reports a network of 500 pharmacies.

B

Bonsaro

Bonsaro raised undisclosed growth capital; archive text reports 7,000+ customers.

B

eFeed

Two canonical pages are normalized as one case. The headline says 10x growth; the companion text specifies nearly 10x cheque-size growth in one year.

C

FastBeetle

FastBeetle reports repeat financing and qualitative cash-flow, operating, marketing and reach effects.

B

2023 festive cohort (Naagin, Ustraa, Illuvia, Kraasa, Jaipur Watch and others)

Klub reports INR40 crore invested across named brands for festive preparation.

B

2023 marketplace festive cohort (Monrow, BRB Chips, Berrylush, Potful and others)

Klub reports INR100 crore disbursed for the 2023 festive season and aims for INR200 crore in 2024.

C

Fresh from Farm / Gourmet Garden

The official archive identifies the company as a named funding case.

B

House of Kieraya / Furlenco

House of Kieraya raised undisclosed RBF for Furlenco; Klub reports Aceler8 deployment within three hours.

C

Global Tech Solutions Trading LLC

RaiseOS says the company closed an oversubscribed round.

B

Hexafun

Hexafun reports 50% growth since early 2024 and product/customer scale.

B

Jaipur Watch Company

Jaipur Watch raised INR1.6 crore; FY24 revenue is reported and FY25 revenue is a target.

B

JhaJi Store

The headline attributes 4x revenue to growth capital, but the body attributes the immediate 400% jump from INR5 lakh to INR20 lakh monthly sales to Shark Tank exposure.

B

Karnation Fund I cohort (BluSmart, Ben Franklin, Bewakoof, Furlenco, SMOOR, The New Shop and others)

Klub reports closing INR200 crore and making 33 investments with 30% of corpus disbursed.

B

Local Ferment Co

The headline reports 30% growth; the founder reports a sub-day response and less than 14–15 days for the process.

B

Madras Mandi

Madras Mandi raised INR3 crore; the page reports operating scale and wastage, plus a store target.

B

Monrow Shoes

Monrow reports multiple Klub rounds since December 2022 and its customer/store scale.

B

NimbusPost

Klub and NimbusPost announced embedded one-day COD settlement and capital up to INR30 crore for a 100,000+ merchant base.

B

Ofypets

Ofypets reports nearly 50% YoY growth, two Klub rounds and two new stores facilitated by debt funding, alongside an equity raise.

B

Shiprocket Capital

Shiprocket independently lists Klub as a credit/NBFC partner and distributes capital to registered sellers.

C

Shreeyan Al Najah Electronics Trading LLC

RaiseOS says the company signed a term sheet in record time.

B

SMOOR Chocolates

Simpl reports 100% growth post-RBF; a separate founder interview says revenue grew 100x after the pandemic, without attributing the latter to Klub.

B

StyleAsh

StyleAsh received undisclosed funding; the page mixes achieved growth/scale with forward targets.

B

TagZ Foods

Klub reports 150% growth after revenue-based financing.

B

Tech Point Zone Electronics Trading LLC

RaiseOS says the company raised capital three times faster and obtained terms exceeding its targets.

C

The New Shop

The New Shop is identified as Klub-funded and says financing supported inventory; INR100 crore ARR in 2022 was a target.

C

Tjori

The co-founder says revenue-linked capital avoided dilution and fixed committed cash flow.

B

WINGS

Klub reports a 43x CMGR since funding.

B

XimiVogue

Klub reports more than five financing rounds in 17 months.

Official evidence

  1. Klub RaiseOS homepage

    The primary Klub domain now presents RaiseOS, a fundraising workspace with Raise Plan, Data Room, Matching & Outreach, Communication Hub, Advisory Dock and Activity Pulse. It names six agents that recommend and write workspace actions, but says RaiseOS does not replace the founder and does not guarantee funding. The page also contains three named success stories.

    company · accessed 2026-07-13
  2. Klub RaiseOS pricing

    RaiseOS lists Free at $0 per month, Starter at $99 per month and Growth at $250 per month. Growth adds AI plus human advisory, multi-user collaboration and advanced reporting.

    company · accessed 2026-07-13
  3. Klub official LinkedIn company page

    The official profile describes Klub as privately held, founded in 2019, with an 11–50 size band, headquarters in Abu Dhabi and locations in Bengaluru, Dallas and Jeddah. The size band is not a verified headcount.

    official_social · accessed 2026-07-13
  4. RaiseOS privacy notice

    The notice says RaiseOS is registered in DIFC under an AI Innovation Licence and generally acts as processor for customer workspace data. It describes customer-controlled sharing, integrations, access controls, encryption, monitoring, backup and incident response, but does not name the contracting legal entity.

    company · accessed 2026-07-13
  5. RaiseOS sub-processor register

    The register identifies Google Cloud hosting in Dammam but leaves several service providers as bracketed placeholders such as MailIngest and ObservabilityCo. Placeholder names are not treated as confirmed integrations.

    company · accessed 2026-07-13
  6. KCTL UAE borrower platform terms

    Klub Capital Technologies Limited (KCTL), an ADGM/FSRA firm, operates a private financing platform for UAE corporate borrowers. Third-party Capital Partners offer instant-settlement advances, term loans, revenue-based financing and invoice discounting. KCTL may accept platform registration, but a Capital Partner approves each drawdown, sets economics and contracts directly with the borrower. Typical stated disbursal is 24 hours for settlement/invoice products and 3–5 business days for term/RBF, subject to approval.

    company · accessed 2026-07-13
  7. KCTL UAE Capital Partner Platform terms

    Capital Partners configure amount, tenor, profit rates, fees, eligible profiles, sales channels and advance ratios and retain final approval and funding authority. KCTL says it is not the lender unless specifically disclosed; it supplies infrastructure and servicing, tracks receivables, facilitates debit and setoff, issues shortfall notices, and reports disbursal, repayment, outstanding and delinquency through login, API or export. KCTL earns a percentage commission on approved drawdowns, but the rate is undisclosed.

    company · accessed 2026-07-13
  8. KCTL UAE privacy notice

    KCTL collects KYC, ownership, company, VAT, bank, sales, transaction, invoice, loan, repayment and linked Amazon/Noon settlement data to assess eligibility, verify linked accounts, share with Capital Partners, disburse, process repayment and perform reconciliation and fraud checks.

    company · accessed 2026-07-13
  9. ADGM FSRA register — Klub Capital Technologies Limited

    The regulator lists KCTL as an active private company limited by shares with FSP 220119 from 14 December 2023. Current activities include Operating a Private Financing Platform (Shares) and Managing a Collective Investment Fund. Arranging Credit and Arranging Deals in Investments are shown withdrawn on 17 February 2025. The firm may not deal with Retail Clients or hold/control Client Assets.

    regulator · accessed 2026-07-13
  10. ADGM FSRA register — Klub Credit Opportunities I LP

    The regulator lists Klub Credit Opportunities I LP as an ADGM exempt fund established 11 August 2024 and managed by KCTL.

    regulator · accessed 2026-07-13
  11. Klub Middle East credit-fund announcement

    Klub reports that its technology arm raised more than AED80 million from Peak XV Surge, Alter Global, GMO Venture Partners and 9Unicorns, and states an AED1 billion Middle East investment ambition. The raise is company-reported and is not an audited current cap table.

    company · accessed 2026-07-13
  12. Peak XV portfolio profile — Klub

    Peak XV identifies Klub as founded in 2019 by Anurakt Jain and Ishita Verma, says it partnered with the company in 2022, and describes financing for high-affinity brands.

    investor · accessed 2026-07-13
  13. Klub company page

    The live legacy page names Anurakt Jain as co-founder/CEO and Ishita Verma as co-founder/COO and reports 2,500+ brand signups, INR1,700+ crore portfolio revenue, 50% growth after funding and 25% women-led brands. These aggregate vendor claims are not audited and the titles may predate the RaiseOS pivot.

    company · accessed 2026-07-13
  14. Klub legacy capital homepage

    The page markets revenue-linked capital up to INR30 crore, SGD250,000 and inconsistently AED20 million/AED2 million, with offers in 48 hours and repayment over 3–30 months. It says businesses connect sales platforms for data-led assessment, advertises no equity or personal guarantees, and offers embedded capital for payment gateways, marketplaces and logistics platforms. Sixty percent of brands are said to have taken multiple rounds.

    company · accessed 2026-07-13
  15. Klub legacy financing FAQ

    The FAQ describes Blaze (INR5 lakh–1 crore, 3–9 months, 1.05x–1.12x), Gro (INR25 lakh–5 crore, 12–18 months, 1.17x–1.2x) and Aceler8 (INR50 lakh–30 crore, 12–18 months, 1.17x–1.2x), while later saying total financing is only INR5 lakh–2 crore and 3–18 months. It describes India-incorporated businesses, typically over INR10 lakh monthly revenue, and says an underwriting engine evaluates the brand and creates a term sheet. The FAQ states 10–15 working days and names NBFC, patron and fund capital sources.

    company · accessed 2026-07-13
  16. Klub revenue-based financing page

    Klub describes working-capital financing for recurring-revenue digital businesses, underwriting from past performance, collections and growth, multiple funding rounds and embedded marketplace distribution. It reports 600+ rounds for 250+ brands and identifies NBFCs, institutions, HNIs and a SEBI-registered fund as capital sources.

    company · accessed 2026-07-13
  17. Klub Simpl legacy landing page

    The page says businesses with more than INR5 lakh monthly revenue and six months operating history can be considered, and advertises 2–5 working day funding. It presents named proof for TagZ, The New Shop, SMOOR, WINGS, XimiVogue and Alpino. These thresholds/timing conflict with the FAQ.

    company · accessed 2026-07-13
  18. Klub D2C financing guide

    The guide positions revenue-based financing for D2C inventory, marketing and operating costs and names Bewakoof, SMOOR, TagZ, Pipa Bella, JhaJi and Berrylush as users of the model, without isolating Klub's causal contribution to their business outcomes.

    company · accessed 2026-07-13
  19. Shiprocket Capital

    Shiprocket lists Klub among its credit/NBFC partners and says Shiprocket itself is not the lender; approval, terms and disbursal remain at lender discretion. The page reports 50+ brands, capital in two days and up to INR5 crore, while its FAQ says up to INR30 crore. Registered Shiprocket sellers consent to data sharing with partners.

    customer · accessed 2026-07-13
  20. NimbusPost and Klub instant-settlement partnership

    Klub announces integration with NimbusPost to offer one-day COD settlement and capital up to INR30 crore to NimbusPost's 100,000+ merchants. The reach and product promises are not evidence that every merchant borrowed or achieved an outcome.

    company · accessed 2026-07-13
  21. Local Ferment Co case

    The case headline reports 30% growth. The founder says Klub replied in under a day and the due-diligence/customer process took less than 14–15 days; financing began in February 2023. Denominators and exact outcome window are not disclosed.

    company · accessed 2026-07-13
  22. StyleAsh case

    StyleAsh received undisclosed funding. The case reports 150% FY23 growth over FY22, 400% first-half FY24 growth year over year, 5x monthly recurring revenue and more than INR50 lakh monthly GMV, while INR8 crore FY24 revenue, INR1 crore monthly revenue and 200% next-fiscal growth are targets. The page does not isolate funding from other causes.

    company · accessed 2026-07-13
  23. Biddano case

    Biddano describes a smooth capital process, interface and guidance and reports a network scale of 500 pharmacies. The case does not quantify capital or an attributable growth delta.

    company · accessed 2026-07-13
  24. Monrow Shoes case

    Monrow reports multiple Klub financing rounds since December 2022 and company scale of 250,000 customers and 75+ stores. The page does not establish that financing alone caused the scale.

    company · accessed 2026-07-13
  25. Ofypets case

    Ofypets reports nearly 50% annual growth, 100,000 orders over five years, four stores and two Klub rounds; the narrative says capital facilitated two new stores but also references an equity raise, creating mixed attribution.

    company · accessed 2026-07-13
  26. JhaJi case

    JhaJi reports five Klub rounds over nearly three years, monthly sales rising from INR5 lakh to INR20 lakh, team growth from 4–5 to 100+, 150,000 customers and 10,000 pincodes. The title links 4x growth to capital, while the body attributes an immediate 400% jump to Shark Tank exposure.

    company · accessed 2026-07-13
  27. eFeed case — revenue-based financing narrative

    The eFeed narrative/headline reports 10x growth with RBF and 300,000 farmers, while a companion version specifies that cheque size, not necessarily revenue, grew almost 10x in one year.

    company · accessed 2026-07-13
  28. eFeed case — precision-feeding narrative

    The companion eFeed page reports nearly 10x cheque-size growth in one year and 300,000 farmers. It is normalized as the same customer case, not double-counted.

    company · accessed 2026-07-13
  29. Hexafun case

    Hexafun reports 50% growth since early 2024, 200,000 customers, 400,000 handkerchiefs and 100,000 socks. Raw revenue/orders and comparison period are absent.

    company · accessed 2026-07-13
  30. FastBeetle case

    FastBeetle reports more than one financing deal since early 2023 and qualitative effects on cash flow, operations, marketing and reach, without quantified attributable outcomes.

    company · accessed 2026-07-13
  31. Madras Mandi case

    Madras Mandi raised INR3 crore via Klub. The case reports 9–10 Chennai outlets, 100,000 online users, 5,000 farmers and less than 5% wastage versus an industry claim above 35%; 20 new stores by end-2024 is a target. Operating metrics are not proven consequences of the financing.

    company · accessed 2026-07-13
  32. Jaipur Watch Company case

    Jaipur Watch raised INR1.6 crore in RBF. FY24 revenue is reported at INR6 crore and FY25 revenue of INR12 crore is a target, not achieved proof.

    company · accessed 2026-07-13
  33. Klub INR40 crore festive cohort

    Klub reports INR40 crore deployed across a festive-season cohort including Naagin, Ustraa, Illuvia, Kraasa and Jaipur Watch. Use of funds is discussed, but no controlled realized merchant outcome is established.

    company · accessed 2026-07-13
  34. Klub INR100 crore festive marketplace cohort

    Klub reports INR100 crore disbursed for the 2023 festive season to merchants selling on Amazon, Flipkart and Myntra, naming Monrow, BRB Chips, Berrylush and Potful. INR200 crore for 2024 is an aim, not achieved proof; no sales uplift is isolated.

    company · accessed 2026-07-13
  35. House of Kieraya / Furlenco case

    House of Kieraya raised an undisclosed amount for Furlenco through Aceler8; Klub reports deployment within three hours and company reach of 250,000 households. Reach is contextual, not an attributable financing outcome.

    company · accessed 2026-07-13
  36. Klub funding-announcement archive

    The archive bounds older named funding announcements including Furlenco, Fresh from Farm/Gourmet Garden, Bewakoof, Bonsaro, Alpino and The New Shop. Where article bodies were unavailable, only archive-visible facts are retained.

    company · accessed 2026-07-13
  37. Alpino Health Foods case

    Alpino raised an undisclosed RBF round through Klub before its seed round. The case reports presence on 20 ecommerce platforms, 5,000 stores and 500 fitness influencers and says the offering was subscribed within minutes; those scale metrics are not financing-caused outcomes.

    company · accessed 2026-07-13
  38. Klub INR200 crore maiden fund announcement

    Klub reports closing a INR200 crore Category II AIF, making 33 investments and disbursing 30% of corpus, naming BluSmart, Ben Franklin, Bewakoof, Furlenco, SMOOR and The New Shop. These are fund deployment/adoption metrics, not customer outcomes.

    company · accessed 2026-07-13
  39. Klub 2022 merchant funding mission

    Klub reports having funded more than 250 digital businesses including Eat.Fit, The Man Company, Tjori and SMOOR and announces a plan to invest INR250 crore in nearly 350 companies. The INR250 crore/350 figure is forward-looking.

    company · accessed 2026-07-13
  40. SMOOR founder interview

    The interview says SMOOR grew revenue 100x after the pandemic and later raised a Series A from Rebel Foods. It does not establish that Klub caused the 100x result; the Simpl surface separately reports 100% post-RBF growth.

    company · accessed 2026-07-13
  41. Fresh from Farm / Gourmet Garden funding announcement

    The official archive identifies Fresh from Farm/Gourmet Garden as a named funding announcement. The retained official body does not expose a reliable financing amount or outcome metric.

    company · accessed 2026-07-13
  42. Bewakoof Aceler8 funding announcement

    The official archive says Bewakoof raised an undisclosed revenue-based financing round from Klub's Aceler8 fund. The cited INR20 crore figure is the fund's general maximum, not Bewakoof's disclosed ticket.

    company · accessed 2026-07-13
  43. Bonsaro funding announcement

    The official archive says Bonsaro raised an undisclosed amount of growth capital and served 7,000+ customers. The customer count is scale context, not an attributable outcome.

    company · accessed 2026-07-13
  44. The New Shop funding announcement

    The official archive identifies The New Shop as a Klub-funded smart convenience retailer. The Simpl testimonial says financing supported inventory while an INR100 crore ARR figure for 2022 was a target, not an achieved result.

    company · accessed 2026-07-13

Known unknowns

  • RaiseOS contracting entity and corporate linkageThe current RaiseOS privacy notice does not name the contracting entity, and eligible sources do not prove its exact relationship to KCTL or legacy India entities.
  • current ownership and cap tablePrivately held status and investors are known, but controlling ownership and current percentages are not.
  • corporate revenue/profitabilityNo official revenue, ARR, profitability or audited financials; portfolio revenue is not company revenue.
  • current India product availability and lender entitiesLegacy India pages remain live but conflict on product limits and timing; no retained current India legal/regulated lender schedule resolves which packaging is presently offered.
  • ADGM permission/product interpretationCurrent terms describe third-party credit products while the regulator lists Arranging Credit withdrawn; the dossier does not infer a legal conclusion.
  • effective financing cost and typical ticketOffer economics are partner-specific and legacy repayment multiples are not enough to calculate representative APR without cash-flow timing.
  • agent governance depthFounder control and access controls are described, but granular RBAC, per-action approval, rollback, agent-evaluation and incident/audit detail are not public.
  • public API and MCPCapital Partner API availability is contractual, but public documentation and MCP support are absent.
  • Shiprocket capture economicsNo Klub-specific attach rate, ARPU, retention, shipping-share, graduation, margin or outcome metric is disclosed.
  • proof causalityNo grade-A quantified customer-owned merchant outcome; most vendor cases lack baselines, windows, raw inputs or causal controls.